Welcome to theInsurance ControlCommission

ACAL held a specialized conference on private health insurance in Lebanon, bringing together the insurance and healthcare sectors, as well as regulatory authorities, to examine the current state of the health insurance market, the challenges it faces, and ways to strengthen cooperation among key stakeholders to support the sector’s development, improve the quality of healthcare services, and ensure their long-term sustainability.

The conference addressed several key issues related to the structure of the private health insurance market, its regulatory and supervisory frameworks, and the role of insurance companies in an evolving healthcare system. Discussions also focused on the relationship between insurance companies, hospitals and healthcare providers, beneficiaries’ rights, the cost of health coverage, and the role of insurance brokers in facilitating access to healthcare services.

The conference opened with a presentation by Wadih Mina, President of ISPOR Lebanon, entitled “Mapping Private Health Insurance in Lebanon: Market Structure, Coverage and Emerging Trends.” His presentation examined the main characteristics of Lebanon’s private health insurance market, the nature of its coverage, and emerging trends shaping its development.

Nadim Haddad, President of the Insurance Control Commission (ICC), addressed the topic of “Governing Private Health Insurance: Regulatory Architecture, Oversight and Policy Priorities.” He highlighted the Commission’s pivotal role in strengthening governance, transparency and regulatory discipline within the private health insurance market, protecting policyholders’ rights, and ensuring that insurance companies comply with applicable legal and regulatory frameworks. These efforts, he noted, are essential to reinforcing confidence in the sector while safeguarding its stability and sustainability.

Haddad also emphasized the importance of developing supervisory mechanisms and keeping pace with changes across the healthcare sector, while maintaining a balance between the quality of insurance coverage, the protection of beneficiaries, and insurance companies’ ability to meet their contractual and financial obligations.

For his part, Asaad Mirza, President of ACAL, discussed the role of private insurance companies amid the transformations taking place within the healthcare system. He examined the challenges facing the industry and explored future trends that could help strengthen the contribution of private insurers to the broader healthcare ecosystem.

Dr. Pierre Yared, President of the Syndicate of Private Hospitals in Lebanon, addressed the relationship between insurance providers and healthcare service providers, focusing on contracting arrangements, reimbursement mechanisms, and opportunities for greater coordination and integration between the two sides. Such cooperation, he noted, can have a positive impact on the efficiency and continuity of healthcare services.

Meanwhile, Talal Ounsi, President of the Lebanese Insurance Brokers Syndicate (LIBS), presented the perspective of individuals covered by health insurance. His presentation examined access to medical services, affordability, and the role of insurance brokers in helping individuals understand their coverage options and select plans that best meet their needs.

The conference also featured discussions on the current landscape of private health insurance and the challenges facing the system, alongside potential pathways for development and closer cooperation among its various stakeholders. The discussions underscored the importance of building a more integrated system that responds effectively to the needs of policyholders and healthcare providers.

The conference also explored “Private Insurance and Innovation in Healthcare: Opportunities for Collaboration with the Biopharmaceutical and Biotechnology Sectors.” The discussion focused on opportunities for cooperation between insurance companies and the healthcare and scientific communities, with a view to keeping pace with medical innovation and exploring ways to incorporate therapeutic and technological advances into health insurance coverage.

The Minister of Finance Yassine Jaber met with the Head of the Insurance Control Commission, Nadim Haddad, to discuss the Authority's work and the measures it takes to monitor insurance companies.

The Lebanese Insurance Brokers Syndicate held its annual dinner under the patronage of the Minister of Economy and Trade and the Head of the Insurance Control Commission, with a large gathering of brokers, insurance and reinsurance companies, and government officials in attendance.

During the event, the Head of the Insurance Control Commission Nadim Haddad was honored for his dedication to the sector and the significant progress he has overseen since assuming his position.

Speeches were delivered by the Minister of Economy and Trade, Dr. Amer Bisat, and the Head of the Insurance Brokers Syndicate, Talal Ounsi.

A dinner in honor of the attendees marked the end of the event.

The Insurance Control Commission has published its quarterly report for the insurance market for the fourth quarter 2024.

The report includes several dashboards extracted from the analysis of the quarterly regulatory forms filed by the insurance companies. These forms were analyzed for consistency purposes; however, they were not validated against audited financial statements. Therefore, the figures published are subject to change in the annual report 2024 which will be issued at a later stage.

Nevertheless, the quarterly reports provide initial directional perspectives on the developments in the insurance market in 2024.

The Insurance Control Commission has published its periodical monitoring report related to the Beirut Aug 04 blast, noting that the official report that specifies the cause of the blast and assigns responsibilities has not yet been released.

The Insurance Control Commission has published the list of insurance companies providing coverage for the treatment of the new corona-virus COVID-19 for all or part of their insured members.

The ICC Care team is available to answer your inquiries and intervene as needed at:

Hotline: 01-999069

Whatsapp: 81-999069

Email: icc-care@insurancecommission.gov.lb

The Insurance Control Commission has published the insurance sector annual report for the financial year 2018. The report presents a large number of financial and technical statistics, indicators, and analytics, which the ICC makes available to a large number of stakeholders, including experts, financial analysts, shareholders, and policyholders.